BANNON LAKES Community Development District January 23, 2025 AGENDA Bannon Lakes Community Development District 475 West Town Place, Suite 114, St. Augustine, FL 32092 Phone: 904-940-5850 - Fax: 904-940-5899 January 16, 2025 Board of Supervisors Bannon Lakes Community Development District Dear Board Members: The Bannon Lakes Community Development District Board of Supervisors Regular Meeting is scheduled for Thursday, January 23, 2025, at 6:00 p.m. at World Golf Village Renaissance Hotel, 500 S. Legacy Trail, St. Augustine, FL 32092. Following is the advance agenda for this meeting: I. Call Order II. Public Comments III. Approval of Minutes of the December 10, 2024 Meeting IV. Discussion of Rate Hearing A. Consideration of Resolution 2025-02, Setting a Public Hearing Date to Adopt Rates V. Discussion of Pond Ownership VI. Discussion of Amenity Center Enhancements VII. Consideration of Proposal from Bio-Tech Consulting for Pond Treatment VIII. Consideration of Agreement for Professional Engineering Services with Matthews Design Group, LLC IX. Other Business X. Staff Reports A. Attorney B. Engineer C. District Manager D. General Manager - Report XI. Audience Comments XII. Supervisor’s Requests 2 XIII. Financial Reports A. Balance Sheet and Statement of Revenues & Expenditures for the Period Ending December 31, 2024 B. Assessment Receipt Schedule C. Approval of Check Register XIV. Next Scheduled Meeting – To Be Determined XV. Adjournment THIRD ORDER OF BUSINESS MINUTES OF MEETING BANNON LAKES COMMUNITY DEVELOPMENT DISTRICT The regular meeting of the Board of Supervisors of the Bannon Lakes Community Development District was held on Tuesday, December 10, 2024 at 6:00 p.m. at the World Golf Village Renaissance Hotel, 500 S. Legacy Trail, St. Augustine, Florida. Present and constituting a quorum were: Michael Sheldon Chairman Kim Crenier Vice Chairperson Sandy Gehring Supervisor Thomas Cooper Supervisor John Louw Supervisor Also present were: Jim Oliver District Manager Wes Haber District Counsel Matt Biagetti GMS Jeff Johnson RMS Diana Lambert RMS FIRST ORDER OF BUSINESS Roll Call Mr. Oliver called the meeting to order. Five Supervisors were present constituting a quorum. SECOND ORDER OF BUSINESS Public Comment Mr. Oliver opened the public comment period. There were no public comments. THIRD ORDER OF BUSINESS Organizational Matters A. Oath of Office for Newly Appointed Supervisors (Seat 1, Seat 3, and Seat 4) Mr. Oliver stated at the last meeting Mr. Louw was appointed to the Board to fill a vacancy. Also Ms. Gehring and Ms. Crenier will begin new terms. He performed the oath of office to the December 10, 2024 Bannon Lakes CDD 2 three new officers. He noted they will cover the legal aspects of Board member responsibilities later in the agenda. B. Election of Officers, Resolution 2025-01 Mr. Oliver stated after a general election the Florida statutes require the Board to elect new officers. He reviewed the GMS appointed officers. He stated the current slate of officers were Mike Sheldon as Chair and Kim Crenier as Vice-Chair. He added the Board can keep the same slate or make changes. The Board agreed to keep the same slate of officers. The new officers would be Mr. Sheldon as Chair, Ms. Crenier as Vice-Chair, Ms. Gehring, Mr. Louw, Mr. Cooper as Assistant Secretaries, and Mr. Oliver as Secretary and Treasurer. Other GMS staff were listed as officers. On MOTION by Ms. Gehring, seconded by Mr. Louw, with all in favor, Election of Officers, Resolution 2025-01 with Mr. Sheldon as Chairman, Ms. Crenier as Vice Chairperson, Ms. Gehring, Mr. Louw, Mr. Cooper as Assistant Secretaries, and Mr. Oliver as Secretary and Treasurer, was approved 5-0. FOURTH ORDER OF BUSINESS Approval of Minutes of the November 6, 2024 Meeting Mr. Oliver presented the minutes from the November 6, 2024 Board of Supervisor’s meeting and asked for any comments, corrections, or changes. The Board had no changes to the minutes. On MOTION by Ms. Crenier, seconded by Ms. Gehring, with all in favor, the Minutes of the November 6, 2024 Meeting, were approved 5-0. FIFTH ORDER OF BUSINESS Consideration of Proposals for Engineering Services Mr. Oliver stated at the last meeting a resignation letter was received by the previous engineering services firm. He added the RFQ process was started which does not include pricing. He noted 1 set of qualifications were received from a very qualified group known as Matthews DCCM. He stated if the Board selected them, they would bring pricing back to the next meeting. December 10, 2024 Bannon Lakes CDD 3 Ms. Crenier asked if they only had 1 firm does that negatively impact the ability to negotiate the price. Mr. Oliver noted he had asked for a rate sheet, and it was within the boundaries of other engineering firms. He added they are not limited to one engineer and could bring on another firm. On MOTION by Mr. Sheldon, seconded by Mr. Cooper, with all in favor, the Proposal from Matthews DCCM for Engineering Services, was approved 5-0. SIXTH ORDER OF BUSINESS Discussion of Proposed Rates & Policy Changes Mr. Oliver stated this meeting would be for discussion of policy and rate changes, and no vote would be held. He added after the discussion the new policy and rates proposal would be drafted to brought back to the next meeting. This would give the community time for their input. Mr. Sheldon asked for officers of HOA and everyone to review these changes and stated the Board would take suggestions. Ms. Lambert suggested a policy change to the amenity rentals for private parties. She proposed a $50 fee for rentals to help offset the cost of furniture. She added this would be a nonrefundable fee with 2 fees for a deposit and the $50 is refundable. Ms. Crenier asked how many times rentals are used at the amenity center. Ms. Lambert replied it is used 100 times a year. It was noted there is no fee, but there is a $200 deposit that is fully refundable if the renter checks out successfully. She clarified this was for private parties only, not basic weekly classes. Mr. Oliver noted at the next meeting there would be a rate hearing. Another question was asked about how many times a deposit was not returned. Ms. Lambert noted only one deposit was not refunded as of July 2023. Ms. Lambert asked about changing the language of parking policies. She referred to page 7 #22 stating there is no overnight parking at the amenity center unless the owner notifies the amenity manager and receives 24-hour parking pass. She added there has been previous discussion on this issue to include the no overnight parking portion of the parking areas, safety, transient issues, liability, and possible community concerns on parking in the street and blocking emergency vehicles. Mr. Oliver noted this could be discussed at the next meeting with the community. December 10, 2024 Bannon Lakes CDD 4 Further discussion was held on county roads, traffic enforcement ability, ability to tow, HOA stating parking in the streets, clarification needed on the county owned roads, CDD owned roads, speeding concerns, common areas, and the HOA ability to enforce. Community resident (Lisa) commented on penalty on using the amenity with a fee and a suggestion for the entire community. Ms. Lambert commented on the unusual wear and tear on the amenity furniture. On MOTION by Ms. Crenier, seconded by Ms. Gehring, with all in favor, Setting a Rate Hearing in February for Proposed Amenity Rental Fees, was approved 5-0. SEVENTH ORDER OF BUSINESS Discussion of CDD 101 Topics Mr. Oliver noted they would have an abridged version of this issue, and he would meet with the new Supervisors to cover in more detail. Mr. Haber reviewed the highlights of what is a CDD, responsibilities of CDDs, difference of the HOA and CDD, CDD operations, budget assessments, and elections. Bannon Lakes CDD is responsible for the master stormwater system, the amenities, wetlands, common areas, and landscaping. The Board has no permitting authority, or no police power, Bannon Lakes cannot enforce codes, and they make no architectural decisions. He reviewed the Board roles of each position. It was noted the Board makes policy and GMS the District Manger monitors the actions. He explained the role of his office as District management and the role of District counsel. Mr. Oliver reviewed other job roles, notice requirements for meetings, agenda postings, public comments, quorums requirements, maintenance items, meeting protocol, voting, rules of procurement, budget process, O&M assessments and community notice requirements, changes and amendments to the budget, bond process and issuances, debt assessment, special assessments, Board roles and responsibilities, majority voting, general election process, master HOA roles and responsibilities, developer responsibilities, and the funding process. Ms. Crenier asked that noticing on the website to be in bold print or highlighted. December 10, 2024 Bannon Lakes CDD 5 EIGHTH ORDER OF BUSINESS Discussion of Pond Ownership Mr. Sheldon noted this item is for discussion of pond ownership. There are 16 total lakes connecting through the water system owned by CDD and HOA ownership. He noted there has been discussion of putting all of them under one management group. He explained the issues and impacts on lakes, the transfer process, and submitting budget timeline for this process. He suggested to have a work group to lead this process for combining lakes. An audience member noted she had a master declaration and wanted clarification on the language. It was explained this would be a topic for the work group. Other discussion topics were on conveyance of the ponds, HOA and CDD declarations, lake maintenance, and Pulte ownership issues. An audience member asked about specific transfers of ponds to Bannon Lakes. Mr. Haber reviewed the lake improvement process and budgeting impacts. Other complications were discussed of this process, lake benefits to each community, assessments on lakes, fair and reasonable allocations, timelines, erosion issues before acceptance, and maps declaring lake ownership. The Board decided to have a workgroup and have Mr. Sheldon be the representative to reach out to the HOA leadership for the working groups. Mr. Haber discussed the sunshine law and workgroup process. Further discussion was held on the process of discussions and following the sunshine law. Dog issues with leashes, dog ownership responsibilities, property owners, and clean-up after dogs. NINTH ORDER OF BUSINESS Other Business Ms. Crenier asked about improvements to the amenity center and having an enclosed facility for events. An audience member commented on improvements to the playground by adding a cover. It was noted these topics will be for the workshop discussion. Ms. Crenier will take the lead for work groups and discussion topics. Ms. Crenier commented on concerns with feeding wildlife prohibition on CDD property and notices to residents. December 10, 2024 Bannon Lakes CDD 6 TENTH ORDER OF BUSINESS Staff Reports A. Attorney Mr. Haber discussed the ethics requirements, the process, and deadlines. B. Engineer There being no comments, the next item followed. C. District Manager Mr. Oliver stated he would like for the Board to discuss the meeting dates. He noted currently they are meeting on the first Wednesday of the month. He suggested meeting on the first Tuesday or for the fourth Thursday at 6:00 p.m. He stated he would discuss the financials later in the agenda. D. General Manager – Report Ms. Lambert reviewed the report and ask for any questions. Mr. Sheldon ask about calling the police from the security system. She noted they have not contacted the police. E. Operations Manager Report Mr. Johnson discussed the drainage issue on the playground and the steps he had taken to eliminate the issue. ELEVENTH ORDER OF BUSINESS Audience Comments • Resident asked about the drainage issues in the community on Rock Springs Loop and who owns the area and who is maintaining. • Resident made comments on the amenity center being open to residents at any time and the pool hours. She commented on more lighting needed around the amenity center and the hours to access the pool deck. • Resident comments on meeting times. TWELFTH ORDER OF BUSINESS Supervisor’s Requests Ms. Crenier made a comment on having bold or highlight notices on the website. December 10, 2024 Bannon Lakes CDD 7 She asked who in the audience was an HOA Board member. She encouraged all HOA members to become involved by attending meetings. THIRTEENTH ORDER OF BUSINESS Financial Reports A. Balance Sheet and Statement of Revenues & Expenditures for the Period Ending October 31, 2024 Mr. Oliver presented the unaudited financials through the end of October 2024. B. Assessment Receipt Schedules Mr. Oliver noted the District is at 14.9% collected on the tax rolls and he expects to be fully collected by the end May. C. Approval of Check Register Mr. Oliver presented the check register for approval. On MOTION by Ms. Gehring, seconded by Ms. Crenier, with all in favor, the Check Register, was approved 5-0. FOURTEENTH ORDER OF BUSINESS Next Scheduled Meeting – February 5, 2025 @ 1:00 p.m. at the Good News Church Mr. Oliver stated the next meeting is scheduled for February 5, 2025 at 6:00 p.m. The Board discussed issues with meeting in the amenity center and other meeting locations. Mr. Sheldon noted he is not comfortable with using the amenity center for meetings. Mr. Oliver noted the next meeting will be on January 23, 2025 at 6:00 p.m. at the Good News Church. The proposed meeting schedule will be brought to this meeting for a vote. FIFTEENTH ORDER OF BUSINESS Adjournment On MOTION by Ms. Gehring, seconded by Mr. Sheldon, with all in favor, the meeting was adjourned 5-0. December 10, 2024 Bannon Lakes CDD 8 _______________________________ _________________________________ Secretary / Assistant Secretary Chairperson / Vice Chairperson FOURTH ORDER OF BUSINESS A. RESOLUTION 2025-02 A RESOLUTION OF THE BOARD OF SUPERVISORS OF THE BANNON LAKES COMMUNITY DEVELOPMENT DISTRICT TO DESIGNATE THE DATE, TIME AND PLACE OF A PUBLIC HEARING AND AUTHORIZATION TO PUBLISH NOTICE OF SUCH HEARING FOR THE PURPOSE OF ADOPTING AMENITY POLICIES AND RATES; AND PROVIDING AN EFFECTIVE DATE. WHEREAS, the Bannon Lakes Community Development District (the “District”) is a local unit of special-purpose government created and existing pursuant to Chapter 190, Florida Statutes; and WHEREAS, the Board of Supervisors of the District (“Board”) is authorized by Sections 190.011(5) and 190.035, Florida Statutes, to adopt rules, orders, rates, fees and charges pursuant to Chapter 120, Florida Statutes. NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF SUPERVISORS OF THE BANNON LAKES COMMUNITY DEVELOPMENT DISTRICT: SECTION 1. The Board of Supervisors will hold a public hearing to adopt rates regarding the use of the District’s recreational facilities and services, a proposed copy of which is attached hereto as Exhibit A (“Amenity Rates”). The Board will hold a public hearing on _______________, 2025, at 6:00 p.m., at ________________________________________, St. Augustine, Florida 32092. SECTION 2. The District Secretary is directed to publish notice of the hearing in accordance with Section 120.54, Florida Statutes. SECTION 3. This Resolution shall become effective immediately upon its adoption. PASSED AND ADOPTED this 23rd day of January, 2025. ATTEST: BANNON LAKES COMMUNITY DEVELOPMENT DISTRICT _____________________________ _________________________________ Secretary / Assistant Secretary Chairperson, Board of Supervisors Exhibit A: Amenity Rates SEVENTH ORDER OF BUSINESS July 15, 2024 Jim Oliver Governmental Management Services, LLZ 475 West Town Plac/ Suite 11* St. Augustine, Florida 3209( Proj] Bannon Lakes Littoral Creation - MaintenanceQ Re] Proposal for Environmental Services - (BTC Proposal No. 24-1403)Q Dear Jim: Bio-Tech Consulting (BTC) is pleased to provide this proposal for environmental services associated with Bannon Lakes Littoral Creation - Maintenance in St. Johns County. If you would like BTC to proceed with the scope outlined herein, please sign the signature block, complete the billing information section and initial where provided, then return to my attention. Should you have any questions or require any additional information, please do not hesitate to contact this office at (407) 894-5969 or toll free at (877) 894-5969. Thank you. Regards, Daniel Corkum Project Manager Orlando: Main OfficeW 3^ East South StreetW Orlando, FL ] 80] Jacksonville OfficeW 1n ] St Johns Industrial Pkwy NW SuiteW W Jacksonville, FL ] 4h Tampa OfficeW 6011 Benjamin RoadW Suite 101BW Tampa, FL 3363g Vero Beach OfficeW 44g N A1AW SuiteW 1W Vero Beach, FL ] 96] Key West OfficeW 1107 Key PlazaW SuiteW 9W Key West, FL 3304^ Land & AquaticW Management OperationsW 3j Rouse RoadW Orlando, FL ] 81E 407.894J 969W 877.894J 969W 407.894J 970 faK info@bio-techconsulting.coj W www.bio-techconsulting.coj Jim Oliver; Governmental Management Services, LL` Bannon Lakes Littoral Creation - Maintenance (BTC Proposal # 24-1403n PROPOSAL FOR ENVIRONMENTAL SERVICESV BANNON LAKES LITTORAL CREATION - MAINTENANCEV BTC PROPOSAL No. 24-140h 1c MAINTENANCE QUARTERLY - PONDS (75-6q This task will consist ofherbicide treatment ofnuisance and invasive exotic vegetation from the ponds. Maintenance events will occur quarterly. NOTES: This task will include 4 treatments a year for 4 years at $1,050.00 per treatment. Number of instances: 16 Quarterly TOTAL PRICE: $16,800.00 2c GENERAL PROJECT COORDINATION (65-0q Project coordination will cover any requested reports, meetings, telephone calls, or other consultation a$ needed for the project8 Hourly Not to Exceed Total Price: $600.0@ INITIAL: ___________(BTC) ___________(Client) Jim Oliver; Governmental Management Services, LL` Bannon Lakes Littoral Creation - Maintenance (BTC Proposal # 24-1403n Bio-Tech ConsultinQ Time & Materials SchedulG Expert WitnessK $350.00-$400.00/HourK President, John MikloO $250.00/hourK Vice President/DirectorsK $175.00/HourK Senior ScientistK $150.00/HourK Project ManagerK $150.00/HourK Wildlife SpecialistK $140.00/HourK Field BiologistK $130.00/HourK Field TechniciaN $105.00/HourK GIy $110.00/HourK AdministrativeK $65.00/HourK Materials CostK Cost + 12%K Bio-Tech Consulting’s company policy requires that the Proposal for Services must be executed and returned via fax, email or post prior toinitiation of any work associated with this scope and/or project. The client will only be billed for the tasks and/or hours completed. Fees and allother charges will be billed monthly or as the work progresses and the net amount shall be due at the time of invoicing. Any Time and MaterialO work is based on the above rates and any actual costs incurred. Any work requested outside of this Proposal for Services described abovewould require either an additional contract or authorization for Time and Materials. Please note that the hourly rates are subject to the currentyear’s pricing. Any balance remaining unpaid after 30 days of initial invoicing will be subject to an interest charge of 12% APR (not to exceed themaximum rate allowable by law). The client agrees that any balance remaining unpaid after 90 days from the date of the initial invoicing shall bH deemed in default. The client further agrees that in the event payment is not made and the amount is referred to a Collection Agency and/or aN attorney, to pay all cost of collection, including but not limited to, all collection agency fees, attorney’s fees, paralegal fees, court costs, andinvestigative fees. It is also agreed that if legal action is necessary to collect on the account, the State of Florida, Orange County, will retaiN jurisdiction and venue over the matter. Client confirms project limits as outlined/illustrated in this agreement, accepts the general conditionO attached herein and agrees that Bio-Tech Consulting, LLC, and its staff and assigns, have full access to the identified property, for the purposeO of completing the tasks identified in the above Proposal for ServicesT MUTUALLY UNDERSTOOD AND AGREED:K _______________________ John Miklos, President July 15, 202V _______________________K DateK Bio-Tech Consulting, LLCK ______________________. _______________________K Authorized Signatori DatG INITIAL: ___________(BTC) ___________(Client. Jim Oliver; Governmental Management Services, LL` Bannon Lakes Littoral Creation - Maintenance (BTC Proposal # 24-1403n MANDATORT Billing/Accounts Payable Contact:N Billing Information:N NameU ______________________________________N TitleU ______________________________________N CompanyU ______________________________________N AddressU ______________________________________N ______________________________________N PhoneU ______________________________________N CellU ______________________________________N FaxU ______________________________________N E-mailU ______________________________________N N Please check here if you prefer to receive a paper invoicW Landowner/Access Contact Information:N NameU ______________________________________N PhoneU ______________________________________N Gate CodeU ______________________________________N Access PointU ______________________________________N Tenants PresentU ______________________________________N Other Relevant Information:N ______________________________________N ______________________________________N _____________________________________[ INITIAL: ___________(BTC) ___________(Clientk ottom of 6:1 Slope ottom of Flat Slope ottom of 4:1 Slope ge 0 Proposed Littoral Shelf (3.77 ac. +/-) ·W Transect Qj) Drawn By: JAM Bannon Lakes Littoral Pond Date: 6-17-2019 St. Johns County Scale: 1" = 150' Bio-Tech Consulting Inc. Figure 8 Figure#: Environmental and Permitting Services Plan View 2002 East Robinson Street Orlando, FL 32803 office:(407) 894-5969 fax:(407) 894-5970 Revised: email: info@bio-techconsulting.com [i] Bio-Tech Consulting, LLK General Contract ConditionM SECTION 1: RESPONSIBILITIEX 1.1` Bio-Tech` Consulting,` LLC` heretofore` referred` to` as` the` “Consultant”` has` the` responsibility` foq providing the services described under the “Scope of Services” section. The work is to be performes according to accepted standards of care and is to be completed in a timely manner_ 1.2 The “Client”, or a duly authorized representative, is responsible for providing the Consultant with t clear understanding of the project nature and scope. The Client shall supply the Consultant with sufficienm and adequate information, including, but not limited to, maps, site plans, reports, surveys and designs, tb allow` the` Consultant` to` properly` complete` the` specified` services.` The Client` shall` also` communicate changes in the nature and scope of the project as soon as possible during performance of the work so tham the changes can be incorporated into the work product_ SECTION 2: STANDARD OF CARY 2.1` Services` performed` by` the` Consultant` under` this` Agreement` are` expected` by` the` Client` to` be conducted in a manner consistent with the level of care and skill ordinarily exercised by members of the Consultant’s` profession` practicing` contemporaneously` under` similar` conditions` in` the locality` of` the project. No other warranty, expressed or implied, is made_ 2.2 The Client recognizes that conditions may vary from those observed at locations where observationj and` analysis` has` occurred,` and` that` site` conditions` may` change` with` time.` Data, Interpretations,` ans recommendations by the Consultant will be based solely on information available to the Consultant at the time of service. The Consultant is responsible for those data, interpretations, and recommendations, bum will not be responsible for other parties’ interpretations or use of the information developed_ SECTION 3: SITE ACCESS AND SITE CONDITIONX 3.1 Client will grant or obtain free access to the site for all equipment and personnel necessary for the Consultant to perform the work set forth in this Agreement. The Client will notify any and all possessorj of the project site that Client has granted Consultant free access to the site. The Consultant will take reasonable precautions to minimize damage to the site, but it is understood by Client that, in the normalcourse of work, some damage may occur, and the correction of such damage is not part of this Agreementunless so specified in the Proposal_ SECTION 4: SAMPLE OWNERSHIP AND DISPOSAS 4.1 Any samples obtained from the project during performance of the work shall remain the property or the Client_ 4.2 The Consultant will dispose of or return to Client all remaining samples 60 days after submission or report covering those samples. Further storage or transfer of samples can be made at Client’s expense upon Client’s prior written request_ [ii] SECTION 5: BILLING AND PAYMENV 5.1 Consultant will submit invoices to Client monthly or upon completion of services. Invoices will shoj charges for different personnel and expense classification_ 5.2 Payment is due 30 days after presentation of invoice and is past due 31 days from invoice date. Clienh agrees to pay a finance charge of one percent (1%) per month, or the maximum rate allowed by law, od past due accounts_ 5.3 If the Consultant incurs any expenses to collect overdue billing on invoices, the sums paid by tho Consultanta fora reasonablea attorney’sa fees,a courta costs,a Consultant’sa time,a Consultant’sa expenses, anw interest will be due and owing by the Client_ SECTION 6: OWNERSHIP OF DOCUMENTS 6.1 All reports, field data, field notes, laboratory test data, calculations, estimates, and other documente prepared by the Consultant, as instruments of service, shall remain the property of the Consultant_ 6.2 Client agrees that all reports and other work furnished to the Client or his agents, which are not paiw for, will be returned upon demand and will not be used by the Client for any purpose_ 6.3 The Consultant will retain all pertinent records relating to the services performed for a period of fivo years following submission of the report, during which period the records will be made available to tho Client at all reasonable times_ SECTION 7: DISCOVERY OF UNANTICIPATED HAZARDOUS MATERIALS 7.1 Client warrants that a reasonable effort has been made to inform Consultant of known or suspectew hazardous materials on or near the project site_ 7.2 Under this agreement, the term hazardous materials will include hazardous materials (40 CFR 172.01). hazardousa wastesa (40a CFRa 261.2),a hazardousa substancesa (40a CFRa 300.6),a petroleum products. polychlorinated biphenyls and asbestos_ 7.3 Hazardous materials may exist at a site where there is no reason to believe they could or should bo present. Consultant and Client agree that the discovery of unanticipated hazardous materials constitutes i changed condition mandating a renegotiation of the scope of work. Consultant and Client also agree thah thea discoverya ofa unanticipateda hazardousa materialsa maya makea ita necessary fora Consultanta toa tako immediatea measuresa toa protecta healtha anda safety.a Clienta agreesa to compensatea Consultanta fora anq equipment decontamination or other costs incident to the discovery of unanticipated hazardous waste_ 7.4 Consultant agrees to notify Client when unanticipated hazardous materials or suspected hazardoue materialsa area encountered.a Clienta agreesa toa makea anya disclosuresa requireda bya lawa to thea appropriato governinga agencies.a Clienta alsoa agreesa toa holda Consultanta harmlessa fora anya and alla consequencesa ot disclosure made by Consultant which are required by governing law. In the event the project site is noh owned by Client, Client recognizes that it is the Client’s responsibilitq [iii] to` inform` the` property` owner` of` the` discovery` of` unanticipated` hazardous` materials` or` suspectej hazardous materialsr 7.5 Notwithstanding any other provision of the Agreement, Client waives any claim against Consultantx and to the maximum extent permitted by law, agrees to defend, indemnify, and save Consultant harmlesk from any claim, liability, and/or defense costs for injury or loss arising from Consultant’s discovery ob unanticipated hazardous materials or suspected hazardous materials including any costs created by delay ob the` project` and` any` cost` associated` with` possible reduction` of` the` property’s` value.` Client` will` bf responsible` for` ultimate` disposal` of` any` samples secured` by` the` Consultant` which` are` found` to` bf contaminatedr SECTION 8: RISK ALLOCATIOY 8.1 Unless a Client specific certificate of liability insurance is requested at time of proposal acceptancex Client` agrees` that` Consultant’s` liability` for` any` damage` on` account` of` any` error, omission` or` othec professional negligence will be limited to a maximum of $10,000r SECTION 9: INSURANCT 9.1 The Consultant represents and warrants that it and its agents, staff and Consultants employed by it, ik and are protected by or exempt from worker’s compensation insurance and that` Consultant has` suce coverage under public liability and property damage insurance policies which the Consultant deems to bf adequate. Certificates for all such policies of insurance shall be provided to Client upon request in writingr Within` the` limits` and` conditions` of` such` insurance,` Consultant agrees` to` indemnify` and` save` Clien^ harmless from and against loss, damage, or liability arising from negligent acts by Consultant, its agentsx staff, and consultants employed by it. The Consultant shall not be responsible for any loss, damage oc liability beyond the amounts, limits, and conditions of such insurance or the limits described in Section 8x whichever is less. The Client agrees to defend, indemnify and save consultant harmless for loss, damage oc liability arising from acts by client, client’s agent, staff, and other consultants employed by Clientr SECTION 10: DISPUTE RESOLUTIOY 10.1 All claims, disputes, and other matters in controversy between Consultant and Client arising out of oc in any way related to this Agreement will be submitted to ‘alternative dispute resolution’ (ADR) such ak mediation and/or arbitration, before and as a condition precedent to other remedies provided by lawr 10.2 If a dispute at law arises related to the services provided under this Agreement and that disputf requires litigation instead of ADR as provided above, then: (a) the claim will be brought and tried in judiciaq jurisdiction of the court of the county where Consultant’s principal place of business is located and Clien^ waives the right to remove the action to any other county or judicial jurisdiction, and (b) the prevailinv party` will` be` entitled` to` recovery` of` all` reasonable` costs` incurred,` including staff` time,` court` costsx attorney’s fees, and other claim related expensesr [iv^ SECTION 11: TERMINATIOY 11.1 This agreement may be terminated by either party upon seven (7) days written notice in the event ow substantial failure by the other party to perform in accordance with the terms hereof. Such terminatioj shall not be effective if that substantial failure has been remedied before expiration of the period specifien in the written notice. In the event of termination, Consultant shall be paid for services performed pursuank to this agreement through the date of termination` 11.2 In the event of termination or suspension for more than (3) three months, prior to completion of alx reportsa contemplateda bya this Agreement,a Consultanta maya completea sucha analysesa anda records as arh necessary to complete his files and also complete a report on the services performed to the date of notich of termination or suspension. The Consultant shall be entitled to payment for services for said completion| including all direct costs associated in completing such analyses, records and reports` SECTION 12: ASSIGNS 12.1 Neither the Client nor the Consultant may delegate, assign, sublet or transfer his duties or interest ij this Agreement without the written consent of the other party` SECTION 13: GOVERNING LAW AND SURVIVAd 13.1 The laws of the State of Florida will govern the validity of these terms, their interpretation ann performance` 13.2 If any of the provisions contained in this Agreement are held illegal, invalid, or unenforceable, thh enforceability of the remaining provisions will not be impaired. Limitations of liability and indemnities wilx survive termination of this Agreement for any cause` EIGHTH ORDER OF BUSINESS 1 AGREEMENT FOR PROFESSIONAL ENGINEERING SERVICES THIS AGREEMENT FOR PROFESSIONAL ENGINEERING SERVICES (the “Agreement”) is made and entered into this _____ day of ____________ 2025, by and between: Bannon Lakes Community Development District, a local unit of special-purpose government established pursuant to Chapter 190, Florida Statutes, and located in St. Johns County, Florida, with a mailing address of 475 West Town Place, Suite 114, St. Augustine, Florida 32092 (the “District”); and Matthews Design Group, LLC d/b/a Matthews/DCCM, a Florida limited liability company, with a mailing address of 7 Waldo Street, St. Augustine, Florida 32084 (“Engineer”). RECITALS WHEREAS, the District is a local unit of special purpose government established pursuant to the Uniform Community Development District Act of 1980, as codified in Chapter 190, Florida Statutes; and WHEREAS, the District is authorized to plan, finance, construct, install, acquire and/or maintain improvements, facilities and services in conjunction with the development and maintenance of the lands within the District; and WHEREAS, pursuant to Sections 190.033 and 287.055, Florida Statutes, the District solicited qualifications from qualified firms and individuals to provide professional engineering services to the District on a continuing basis; and WHEREAS, Engineer submitted a proposal to serve in this capacity; and WHEREAS, the District's Board of Supervisors (the “Board”) ranked Engineer as the most qualified firm to provide professional engineering services for the District on a continuing basis and authorized the negotiation of a contract pursuant to Section 287.055, Florida Statutes; and WHEREAS, the District intends to employ Engineer to perform engineering, surveying, planning, construction administration, environmental management and permitting, financial and economic studies, as defined by a separate work authorization(s); and WHEREAS, the Engineer shall serve as District’s professional representative in each service or project to which this Agreement applies and will give consultation and advice to the District during performance of these services. NOW, THEREFORE, for and in consideration of the mutual covenants herein contained, the acts and deeds to be performed by the parties hereto and the payments by the District to the Engineer of the sums of money herein specified, it is mutually covenanted and agreed as follows: ARTICLE 1. INCORPORATION OF RECITALS. The recitals stated above are true and correct and are incorporated by reference herein as a material part of this Agreement. ARTICLE 2. SCOPE OF SERVICES. 2 A. The Engineer will provide general engineering services for the District, including: 1. Preparation of any necessary reports and attendance at meetings of the Board. 2. Assisting in meeting with necessary parties involving bond issues, special reports, feasibility studies or other tasks. 3. Providing professional engineering services, including but not limited to, review and execution of documents under the District’s Trust Indentures and monitoring of District projects. 4. Any other items requested by the Board. B. Engineer shall, when authorized by the Board, provide general services related to construction of any District projects, including but not limited to: 1. Periodic visits to the site, or full-time construction management of District projects, as directed by District. 2. Processing of contractors’ pay estimates. 3. Preparation of, and/or assistance with, the preparation of work authorizations, requisitions, change orders and acquisitions for review by the District Manager, District Counsel, and the Board. 4. Final inspection and requested certificates for construction, including the final certificate of construction. 5. Consultation and advice during construction, including performing all roles and actions required of any construction contract between District and any contractor(s) in which Engineer is named as owner’s representative or “Engineer.” 6. Any other activity related to construction as authorized by the Board. C. With respect to maintenance of the facilities, Engineer shall render such services as authorized by the Board. ARTICLE 3. METHOD OF AUTHORIZATION. Each service or project shall be authorized in writing by the District. The written authorization shall be incorporated in a work authorization which shall include the scope of services, compensation, project schedule, and special provisions or conditions specific to the service or project being authorized and shall be in a form similar to the form set forth in Exhibit A attached hereto and incorporated herein by this reference (“Work Authorization”). Authorization of services or projects under this Agreement shall be at the sole option of the District. ARTICLE 4. COMPENSATION. It is understood and agreed that the payment of compensation for services under this Agreement shall be stipulated in each Work Authorization. One of the following methods will be utilized: A. Lump Sum Amount – The District and Engineer shall mutually agree to a lump sum amount for the services to be rendered payable monthly in direct proportion to the work accomplished. For any lump-sum or cost-plus-a-fixed-fee professional service contract over the threshold amount provided in Section 287.017, Florida Statutes, for CATEGORY FOUR, the District shall require the Engineer to execute a truth-innegotiation certificate stating that wage rates and other factual unit costs supporting the compensation are accurate, complete, and current at the time of contracting. The price for any lump sum Work Authorization, and any additions thereto, will be adjusted to exclude any significant sums by which the District determines the Work Authorization 3 was increased due to inaccurate, incomplete, or noncurrent wage rates and other factual unit costs. All such adjustments must be made within one (1) year following the completion of the work contemplated by the lump sum Work Authorization. B. Hourly Personnel Rates – For services or projects where the scope of services is not clearly defined or recurring services or other projects where the District desires the use of the hourly compensation rates, the rates outlined in Exhibit B, attached hereto and incorporated by this reference, shall apply. The District and Engineer may agree to a “not to exceed” amount when utilizing hourly personnel rates for a specific work authorization. ARTICLE 5. REIMBURSABLE EXPENSES. Reimbursable expenses consist of actual expenditures made by Engineer, its employees, or its consultants in the interest of the services for the incidental expenses as listed as follows: A. Expenses of transportation and living when traveling in connection with a project and fees paid for securing approval of authorities having jurisdiction over the project. All expenditures shall be made in accordance with Chapter 112, Florida Statutes, and with the District’s travel policy. B. Expense of reproduction, postage and handling of drawings and specifications. ARTICLE 6. TERM OF AGREEMENT. It is understood and agreed that the term of this Agreement will be from the time of execution of this Agreement by the parties hereto until terminated in accordance with its terms. ARTICLE 7. SPECIAL CONSULTANTS. When authorized in writing by the District, additional special consulting services may be utilized by Engineer and paid for on a cost basis. ARTICLE 8. BOOKS AND RECORDS. Engineer shall maintain comprehensive books and records relating to any services performed under this Agreement, which shall be retained by Engineer for a period of at least four (4) years from and after completion of any services hereunder, or such further time as required under Florida law. The District, or its authorized representative, shall have the right to audit such books and records at reasonable times upon prior notice to Engineer. ARTICLE 9. OWNERSHIP OF DOCUMENTS. A. All rights in and title to all plans, drawings, specifications, ideas, concepts, designs, sketches, models, programs, software, creation, inventions, reports, or other tangible work product originally developed by Engineer pursuant to this Agreement (the “Work Product”) shall be and remain the sole and exclusive property of the District when developed and shall be considered work for hire. B. The Engineer shall deliver all Work Product to the District upon completion thereof, unless it is necessary for the Engineer in the District’s sole discretion to retain possession for a longer period of time. Upon early termination of the Engineer’s services hereunder, the Engineer shall deliver to the District all such Work Product, whether complete or not, upon payment of all outstanding balances due Engineer for Work Product. The District shall have all rights to use any and all Work Product. Engineer shall retain copies of the Work Product for its permanent records, provided the Work Product is not used without the District’s prior express written consent. The 4 Engineer agrees not to recreate any Work Product contemplated by this Agreement, or portions thereof, which if constructed or otherwise materialized, would be reasonably identifiable with the District. If said Work Product is used by the District for any purpose other than that purpose which is intended by this Agreement, the District shall indemnify Engineer from any and all claims and liabilities which may result from such re-use, in the event Engineer does not consent to such use. C. The District exclusively retains all manufacturing rights to all materials or designs developed under this Agreement. To the extent the services performed under this Agreement produce or include copyrightable or patentable materials or designs, such materials or designs are work made for hire for the District as the author, creator, or inventor thereof upon creation, and the District shall have all rights therein including, without limitation, the right of reproduction, with respect to such work. The Engineer hereby assigns to the District any and all rights the Engineer may have including, without limitation, the copyright, with respect to such work. The Engineer acknowledges that the District is the motivating factor for, and for the purpose of copyright or patent, has the right to direct and supervise, the preparation of such copyrightable or patentable materials or designs. ARTICLE 10. REUSE OF DOCUMENTS. All documents including drawings and specifications furnished by Engineer pursuant to this Agreement are instruments of service. Such documents are not intended or represented to be suitable for reuse by District or others on extensions of the work for which they were provided or on any other project. Any reuse without specific written consent by Engineer will be at the District’s sole risk and without liability or legal exposure to Engineer. All documents including drawings, plans and specifications furnished by Engineer to District are subject to reuse in accordance with Section 287.055(10), Florida Statutes. ARTICLE 11. ESTIMATE OF COST. Since Engineer has no control over the cost of labor, materials, or equipment or over a contractor's methods of determining prices, or over competitive bidding or market conditions, Engineer’s opinions of probable cost provided as a service hereunder are to be made on the basis of its experience and qualifications and represent Engineer’s best judgment as a design professional familiar with the construction industry, but Engineer cannot and does not guarantee that proposals, bids, or the construction costs will not vary from opinions of probable cost prepared by Engineer. If the District wishes greater assurance as to the construction costs, it shall employ an independent cost estimator at its own expense. Services to modify approved documents to bring the construction cost within any limitation established by the District will be considered additional services and justify additional fees. ARTICLE 12. INSURANCE. A. Subject to the provisions of this Article, the Engineer shall, at a minimum, maintain throughout the term of this Agreement the following insurance: 1. Workers’ Compensation Insurance in accordance with the laws of the State of Florida. 2. Commercial General Liability Insurance, including but not limited to, bodily injury (including contractual), property damage (including contractual), products and completed operations, and personal injury with limits of not less than One Million Dollars and No Cents ($1,000,000.00) per occurrence, and 5 not less than Two Million Dollars and No Cents ($2,000,000.00) in the aggregate covering all work performed under this Agreement. 3. Automobile Liability Insurance, including without limitation bodily injury and property damage, including all vehicles owned, leased, hired, and non-owned vehicles with limits of not less than One Million Dollars and No Cents ($1,000,000.00) combined single limit covering all work performed under this Agreement. 4. Professional Liability Insurance for Errors and Omissions, with limits of not less than One Million Dollars and No Cents ($1,000,000.00). B. All insurance policies secured by Engineer pursuant to the terms of this Agreement shall be written on an “occurrence” basis to the extent permitted by law, except with respect to the Professional Liability Insurance which shall be on a claims-made basis. C. The District and the District’s officers, supervisors, agents, staff, and representatives shall be named as additional insured parties, except with respect to the Worker’s Compensation Insurance and Professionally Liability Insurance for which only proof of insurance shall be provided. The Engineer shall furnish the District with the Certificate of Insurance evidencing compliance with the requirements of this Section. No certificate shall be acceptable to the District, unless it provides that any change or termination within the policy periods of the insurance coverage, as certified, shall not be effective within thirty (30) days of prior written notice to the District. Insurance coverage shall be from a reputable insurance carrier, licensed to conduct business in the state of Florida. D. If the Engineer fails to have secured and maintained the required insurance, the District has the right (without any obligation to do so, however), to secure such required insurance in which event, the Engineer shall pay the cost for that required insurance and shall furnish, upon demand, all information that may be required in connection with the District’s obtaining the required insurance. ARTICLE 13. CONTINGENT FEE. The Engineer warrants that it has not employed or retained any company or person, other than a bona fide employee working solely for the Engineer, to solicit or secure this Agreement and that it has not paid or agreed to pay any person, company, corporation, individual, or firm, other than a bona fide employee working solely for the Engineer, any fee, commission, percentage, gift, or other consideration contingent upon or resulting from the award or making of this Agreement. ARTICLE 14. AUDIT. Records of the Engineer pertaining to the services provided hereunder shall be kept on a basis of generally accepted accounting principles and shall be available to the District or its authorized representative for observation or audit at mutually agreeable times. The Engineer agrees that the District or any of its duly authorized representatives shall have access to and the right to examine any books, documents, papers, and records of the Engineer involving transactions related to the Agreement for a period of four (4) years or longer as required by law. The Engineer agrees that payment made under the Agreement shall be subject to reduction for amounts charged thereto that are found on the basis of audit examination not to constitute allowable costs. All required records shall be maintained until either (a) the completion of an audit and resolution of all questions arising therefrom, or (b) three years after the expenditure of all funds 6 under this Agreement, or (c) the public record retention period established by the District’s records retention policy, whichever comes later. ARTICLE 15. COMPLIANCE WITH GOVERNMENTAL REGULATIONS. In performing its obligations under this Agreement, the Engineer and each of its agents, servants, employees, or anyone directly or indirectly employed by the Engineer, shall comply with all applicable laws, ordinances, rules, regulations, and orders of any public or governmental authority having appropriate jurisdiction. If the Engineer fails to notify the District in writing within five (5) days of the receipt of any notice, order, required to comply notice, or a report of a violation or an alleged violation, made by any local, State, or Federal governmental body or agency or subdivision thereof with respect to the services being rendered under this Agreement or any action of the Engineer or any of its agents, servants, or employees, or fails to comply with any requirement of such agency within five (5) days after receipt of any such notice, order request to comply notice, or report of a violation or an alleged violation, the District may terminate this Agreement, such termination to be effective upon the giving of notice of termination. ARTICLE 16. COMPLIANCE WITH PROFESSIONAL STANDARDS. In performing its obligations under this Agreement, the Engineer and each of its agents, servants, employees, or anyone directly or indirectly employed by Engineer, shall maintain the standard of care, skill, diligence, and professional competency for such work and/or services ordinarily used by members of the Engineer’s profession practicing under similar circumstances at the same time and in the same locality. Any designs, drawings, reports, or specifications prepared or furnished by Engineer that contain errors, conflicts, or omissions will be promptly corrected by Engineer at no cost to the District. ARTICLE 17. INDEMNIFICATION. A. The Engineer agrees, to the fullest extent permitted by law, to indemnify and hold harmless the District, its officers, supervisors, agents, staff, and representatives from any and all liabilities, damages, losses, and costs, including, but not limited to, reasonable attorneys’ fees, paralegal fees, and expert witness fees and costs for trial, alternative dispute resolution, or appellate proceedings, to the extent caused by the negligence, recklessness, or intentionally wrongful conduct or errors or omissions of the Engineer and persons employed or utilized by the Engineer in the performance of this Agreement. B. Engineer agrees and covenants that nothing herein shall constitute or be construed as a waiver of the District's sovereign immunity pursuant to Section 768.28, Florida Statutes, or other applicable law. The District agrees, to the extent permitted by Section 768.28, Florida Statutes, and other applicable law, to indemnify and hold the Engineer harmless from any damage, liability or cost to the extent caused by the District’s negligence, recklessness, or intentionally wrongful conduct of the District and persons employed or utilized by the District in the performance of this Agreement. C. The following shall apply only to the extent a limitation on liability is required by Section 725.06, Florida Statutes, or other applicable law: liability under this section shall in no event exceed the sum of Two Million Dollars ($2,000,000). Engineer shall carry, at its own expense, insurance in a company satisfactory to District to cover the aforementioned liability. Engineer agrees such limitation bears a reasonable commercial relationship to the Agreement. D. Disclaimer of Consequential Damages - Notwithstanding anything to the contrary in this Agreement, the Parties shall have no liability to each other for indirect, consequential, or 7 special damages including, but not limited to, liability or damages for delays of any nature, loss of anticipated revenues or profits, costs of shutdown or startup. E. UNDER THIS AGREEMENT, AND SUBJECT TO THE REQUIREMENTS OF SECTION 558.0035, FLORIDA STATUTES, WHICH REQUIREMENTS ARE EXPRESSLY INCORPORATED HEREIN, AN INDIVIDUAL EMPLOYEE OR AGENT OF ENGINEER MAY NOT BE HELD INDIVIDUALLY LIABLE FOR NEGLIGENCE. F. In the event that any indemnification, defense, or hold harmless provision of this Agreement is determined to be unenforceable, the provision shall be reformed in accordance with the mutual intent of the Engineer and the District to provide indemnification, defense, and hold harmless provisions to the maximum effect allowed by Florida law and for the benefit of the Indemnitees. ARTICLE 18. EMPLOYMENT VERIFICATION; E-VERIFY. The Engineer agrees that it shall bear the responsibility for verifying the employment status of all persons it employs or subcontracts in the performance of this Agreement and agrees to otherwise comply with all applicable federal and Florida law, including but not limited to the Immigration Reform and Control Act of 1986, as amended, and Section 448.095, Florida Statutes. ARTICLE 19. INDEPENDENT CONTRACTOR. In all matters relating to this Agreement, the District and the Engineer agree and acknowledge that the Engineer shall serve as an independent contractor of the District. Neither the Engineer nor employees of the Engineer, if any, are employees of the District under the meaning or application of any Federal or State unemployment, insurance laws, or any other potentially applicable laws. The Engineer agrees to assume all liabilities or obligations by any one or more of such laws with respect to employees of the Engineer, if any, in the performance of this Agreement. The Engineer shall not have any authority to assume or create any obligation, express or implied, on behalf of the District and the Engineer shall have no authority to represent as agent, employee, or in any other capacity the District, unless set forth differently herein or authorized by vote of the Board. ARTICLE 20. CONTROLLING LAW. The Engineer and the District agree that this Agreement shall be controlled and governed by the laws of the State of Florida. Venue for all proceedings with respect to this Agreement shall be St. Johns County, Florida. ARTICLE 21. NOTICE. All notices, requests, consents and other communications under this Agreement (“Notices”) shall be in writing and shall be delivered, mailed by First Class Mail, postage prepaid, or overnight delivery service, to the parties, as follows: A. If to Engineer: Matthews/DCCM 7 Waldo Street 8 St. Augustine, Florida 32084 Attn: Alex Acree, P.E. B. If to District: Bannon Lakes Community Development District 475 West Town Place, Suite 114 St. Augustine, Florida 32092 Attn: District Manager With a copy to: Kutak Rock LLP 107 West College Avenue Tallahassee, Florida 32301 Attn: District Counsel Except as otherwise provided in this Agreement, any Notice shall be deemed received only upon actual delivery at the address set forth above. Notices delivered after 5:00 p.m. (at the place of delivery) or on a non-business day, shall be deemed received on the next business day. If any time for giving Notice contained in this Agreement would otherwise expire on a non-business day, the Notice period shall be extended to the next succeeding business day. Saturdays, Sundays, and legal holidays recognized by the United States government shall not be regarded as business days. Counsel for the District and counsel for the Engineer may deliver Notice on behalf of the District and the Engineer. Any party or other person to whom Notices are to be sent or copied may notify the other parties and addressees of any change in name or address to which Notices shall be sent by providing the same on five (5) day’s written notice to the parties and addressees set forth herein. ARTICLE 22. PUBLIC RECORDS. Engineer understands and agrees that all documents of any kind provided to the District in connection with this Agreement may be public records, and, accordingly, Engineer agrees to comply with all applicable provisions of Florida law in handling such records, including but not limited to Section 119.0701, Florida Statutes. Engineer acknowledges that the designated public records custodian for the District is Jim Oliver (“Public Records Custodian”). Among other requirements and to the extent applicable by law, the Engineer shall 1) keep and maintain public records required by the District to perform the Services; 2) upon request by the Public Records Custodian, provide the District with the requested public records or allow the records to be inspected or copied within a reasonable time period at a cost that does not exceed the cost provided in Chapter 119, Florida Statutes; 3) ensure that public records which are exempt or confidential, and exempt from public records disclosure requirements, are not disclosed except as authorized by law for the duration of the Agreement term and following the Agreement term if the Engineer does not transfer the records to the Public Records Custodian of the District; and 4) upon completion of the Agreement, transfer to the District, at no cost, all public records in Engineer’s possession or, alternatively, keep, maintain and meet all applicable requirements for retaining public records pursuant to Florida laws. When such public records are transferred by the Engineer, the Engineer shall destroy any duplicate public records that are exempt or confidential and exempt from public records disclosure requirements. All records stored electronically must be provided to the District in a format that is compatible with Microsoft Word or Adobe PDF formats. IF THE ENGINEER HAS QUESTIONS REGARDING THE APPLICATION OF CHAPTER 119, FLORIDA STATUTES, TO THE ENGINEER’S DUTY TO PROVIDE PUBLIC RECORDS RELATING TO THIS CONTRACT, CONTACT THE 9 CUSTODIAN OF PUBLIC RECORDS AT 475 WEST TOWN PLACE, SUITE 114, ST. AUGUSTINE, FLORIDA 32092, (904) 940-5850, AND E-MAIL JOLIVER@GMSNF.COM. ARTICLE 23. NO THIRD-PARTY BENEFITS. Nothing in the Agreement shall inure to the benefit of any third-party for the purpose of allowing any claim which would otherwise be barred by operation of law. ARTICLE 24. SEVERABILITY. The invalidity or unenforceability of any one or more provisions of this Agreement shall not affect the validity or enforceability of the remaining portions of this Agreement, or any part of this Agreement not held to be invalid or unenforceable. ARTICLE 25. ASSIGNMENT. Except as provided otherwise in this Agreement, neither the District nor the Engineer shall assign, sublet, or transfer any rights under or interest in this Agreement without the express written consent of the other. Any purported assignment without such written consent is void. Nothing in this paragraph shall prevent the Engineer from employing such independent professional associates and consultants as Engineer deems appropriate and consistent with this Agreement. ARTICLE 26. CONSTRUCTION DEFECTS. ANY CLAIMS FOR CONSTRUCTION DEFECTS ARE SUBJECT TO THE NOTICE AND CURE PROVISIONS OF CHAPTER 558, FLORIDA STATUTES. ARTICLE 27. AMENDMENT. Amendments to and waivers of the provisions contained in this Agreement may be made only by an instrument in writing that is executed by both the District and the Engineer. ARTICLE 28. ARM’S LENGTH TRANSACTION. This Agreement reflects the negotiated agreement of the District and the Engineer, each represented by competent legal counsel. Accordingly, this Agreement shall be construed as if both parties jointly prepared it, and no presumption against one party or the other shall govern the interpretation or construction of any of the provisions of this Agreement. ARTICLE 29. TERMINATION. The District may terminate this Agreement for cause immediately upon notice to Engineer. The District or the Engineer may terminate this Agreement without cause upon thirty (30) days’ written notice. At such time as the Engineer receives notification of the intent of the District to terminate the Agreement, the Engineer shall not perform any further services, unless directed to do so in writing by the District. In the event of any termination or breach of any kind, the Engineer shall not be entitled to consequential damages of any kind (including but not limited to lost profits), but instead the Engineer’s sole remedy will be to recover payment for services rendered to the date of the notice of termination, subject to any offsets. ARTICLE 30. HEADINGS FOR CONVENIENCE ONLY. The descriptive headings in this Agreement are for convenience only and shall neither control nor affect the meaning or construction of any of the provisions of this Agreement. ARTICLE 31. ENFORCEMENT OF AGREEMENT. In the event that either the District or the Engineer is required to enforce this Agreement by court proceedings or otherwise, then the substantially prevailing party shall be entitled to recover from the other party all costs incurred, including reasonable attorney’s fees, paralegal fees, expert witness fees, and costs at all judicial levels. 10 ARTICLE 33. ACCEPTANCE. Acceptance of this Agreement is indicated by the signatures of the authorized representatives of the District and the Engineer in the spaces provided below. ARTICLE 34. COUNTERPARTS. This instrument may be executed in any number of counterparts, each of which, when executed and delivered, shall constitute an original, and such counterparts together shall constitute one and the same instrument. Signature and acknowledgment pages, if any, may be detached from the counterparts and attached to a single copy of this document to physically form one document. ARTICLE 35. COMPLIANCE WITH SECTION 20.055, FLORIDA STATUTES. The Engineer agrees to comply with Section 20.055(5), Florida Statutes, to cooperate with the inspector general in any investigation, audit, inspection, review, or hearing pursuant such section and to incorporate in all subcontracts the obligation to comply with Section 20.055(5), Florida Statutes. ARTICLE 36. COMPLIANCE WITH SECTION 287.135, FLORIDA STATUTES. Engineer certifies it: (i) is not in violation of Section 287.135, Florida Statutes; (ii) is not on the Scrutinized Companies with Activities in Sudan List; (iii) is not on the Scrutinized Companies with Activities in the Iran Petroleum Energy Sector List; (iv) does not have business operations in Cuba or Syria; (v) is not on the Scrutinized Companies that Boycott Israel List; and (vi) is not participating in a boycott of Israel. If the Engineer is found to have submitted a false statement with regards to the prior sentence, has been placed on the Scrutinized Companies with Activities in Sudan List, the Scrutinized Companies with Activities in the Iran Petroleum Energy Sector List, or the Scrutinized Companies that Boycott Israel List, has engaged in business operations in Cuba or Syria, and/or has engaged in a boycott of Israel, the District may immediately terminate the Contract. (Signatures on Following Page) 11 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed on the day and year first above written. Attest: BANNON LAKES COMMUNITY DEVELOPMENT DISTRICT ________________________________ ____________________________________ Assistant Secretary/Secretary Chairperson / Vice Chairperson, Board of Supervisors MATTHEWS DESIGN GROUP, LLC, DBA MATTHEWS/DCCM a Florida limited liability company ________________________________ ____________________________________ Witness By: Alex Acree, P.E. Its: VP of Production EXHIBIT A: Form of Work Authorization EXBHITI B: Schedule of Rates 12 Exhibit A Form of Work Authorization _____________, 202__ Bannon Lakes Community Development District St. Johns County, Florida Subject: Work Authorization Number [__] Bannon Lakes Community Development District Dear Chairman, Board of Supervisors: Matthews/DCCM (“Engineer”) is pleased to submit this work authorization to provide engineering services for the Bannon Lakes Community Development District (“District”). We will provide these services pursuant to our current agreement dated ___________, 202__ (“Engineering Agreement”) as follows: I. Scope of Work [INSERT SCOPE OF WORK] II. Fees The District will compensate Engineer pursuant to the hourly rate schedule contained in the Engineering Agreement in accordance with the terms of the Engineering Agreement. The District will reimburse Engineer all direct costs, which include items such as printing, drawings, travel, deliveries, et cetera, pursuant to the Engineering Agreement. This proposal, together with the Engineering Agreement, represents the entire understanding between the District and Engineer with regard to the referenced work authorization. If you wish to accept this work authorization, please sign both copies where indicated, and return one complete copy to our office. Upon receipt, we will promptly schedule our services. Thank you for considering Engineer. We look forward to working with you. Sincerely, Matthews/DCCM _______________________________ Name: _________________________ Authorized Representative APPROVED AND ACCEPTED By: _____________________________ Chair/Vice-Chair, Bannon Lakes Community Development District Date: 13 Exhibit B Schedule of Rates 14 TENTH ORDER OF BUSINESS D. Amenity & Operations Manager’s Reports Date of report: 1/16/2025 Submitted by: Diana Lambert Amenity Manager Updates CLUBS/PROGRAMS ACTIVE AT BANNON LAKES . Monday: Yoga 10:00-11:00 am Mahjong 1:00pm-5:00pm . Tuesday: Book Club 7:00pm-10:00pm (2nd Tuesday Monthly) . Wednesday: Women’s Card Club 1:00pm-5:00pm Men’s Card Club 5:30-9:00 pm . Thursday: Games Club 1:00pm-5:00pm Friday: Yoga 10:00-11:00 am Bunco 7:00pm-10:00pm (2nd Friday Monthly) Follow-up Items . Diana Announced Retirement on 1/17/25 effective 2/28/25 . Training for New Amenity Manager Started 1/3/25 Upcoming & Completed Events . December 14th – Winter Wonderland 10:30am-1:30pm-approx 200 attended Page 1 Operations Manager Updates COMPLETED PROJECTS · Fixed Railroad tie in golf cart parking lot · Painted poolside bathrooms · Christmas Lights were removed PENDING PROJECTS · Pool lounge chairs repairs and reupholstered · Drainage project around playground · Continued Treatment of all CDD Ponds · Onsite staff continues to work to deter Ducks and Geese from the Amenity Center Page 2 THIRTEENTH ORDER OF BUSINESS A. Bannon Lakes Community Development District Unaudited Financial Reporting December 31, 2024 1 2-3 4-5 6789 10 11 12 13 Check Register Summary Assessment Receipt Schedule Month to Month Long Term Debt Report Table of Contents Balance Sheet General Fund Debt Service Fund Series 2016 Capital Reserve Fund Debt Service Fund Series 2021 Debt Service Fund Series 2022 Capital Project Funds General Debt Service Capital Project Capital Reserve Totals Fund Fund Fund Fund Governmental Funds CAADDDDassuuuuOssseeeehpee ffffse:rrrrtssroooom:ammmmtie nCGODngaetet hpsAnv eiReectrrlaceoaloc plFue Feuinvruntan d-bd Hleancock $ 2 33 82 ,, 02 5 762 201 --- $ 2 3 0 , 3 - 5 3 ---- $ - ----- $ 1 3 , 8 5 2 ----- $ 22 334 806 ,,, 013 5 7152 2231 -- ISntavtees Btmoaerndt so:f Administration (SBA) 415,399 - - 46,667 462,067 SeSSreeieIIISSSCCCPPPRRRRRRrrnnnsiiiiirrroooeeeeeennnee ttteee2sssvvvnnnsskkkeeepppeee0eeesss rrriii22rrraaannnnnnttt1eee00vvvrrryyyggguuusss6uuu22eeemmm ttteeeccc12eeetttiiinnnoootttnnn ------------------ 122223 002667 000047 ,,,,,, 156789111223 000358011249 0000794556889 ----- 8 37 32 ,, 53 77 90 ---------------- ------------------- 1222238 30026677 30000247 ,,,,,,,, 51356789 111223 70003578011249 90000079 4556889 ---- PDreeppoasiidts Expenses 5 0 - -- -- -- 5 0 - Total Assets $ 686,302 $ 1,656,344 $ 905,949 $ 60,520 $ 3,309,114 Liabilities: FAADDDDDIcceuuuuCccfeeeeeAro rttttuu oooorPene aCDDDddtyaeee sE aRpbbb Pxbiettttapl vaSSSeyeeeelean Rrrrnbsvvvueleiiiesesccceeeer ---v SSSeeeerrriiieeesss 222000122126 $ 1 3561 42483 ,,,,, 40039 1 645750 323731 -- $ - ------- $ - ------- $ - ------- $ 1 3561 42483 ,,,,, 40039 1 645750 323731 -- Total Liabilites $ 272,989 $ - $ - $ - $ 272,989 FRAUNusenoCCCPDDssannraaaeeitssgepppdrbpspnpiiiito ictttBeeg aSaaastnndiaeeillldt d eldrPRRfs aodIav reeftnbroioessc:lcreemj eeee:rr: cs:vvtee sFund $ 4 1 3 , 2 - 65 30 ---- $ 1 , 6 5 6 , 3 -- 4 ---- 9 0 5 , 9 - 4 9 ---- $ 6 0 , 5 -- 2 0 ---- $ 1 , 6 49 5 601 6035 ,,,, 3 529 - 4246 5 40390 - Total Fund Balances $ 413,313 $ 1,656,344 $ 905,949 $ 60,520 $ 3,036,125 Total Liabilities & Fund Balance $ 686,302 $ 1,656,344 $ 905,949 $ 60,520 $ 3,309,114 Bannon Lakes Community Development District Combined Balance Sheet December 31, 2024 1 Community Development District General Fund Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending December 31, 2024 Adopted Budget PTrhorrua t1e2d/ B3u1d/g2e4t ThruA 1c2tu/a3l1/24 Variance Revenues: ISSFMnappitcseeeiccclreiiietaalyslllat RAAnessessvoeeeussnsssmmueeennttss -- TDairxe Rctoll $ 17 57 635 ,,, 0333 0007 0014 - $ 2 73 165 ,,, 056 7035 5024 - $ 2 73 165 ,,, 690 6573 9234 - $ 4 ( - 677 935 -) Total Revenues $ 934,975 $ 313,261 $ 313,728 $ 467 Expenditures: General & Administrative: IISLPPPETTAAAAOODDMMWnneuronRtrsnreiftuaetfseifshsbugsplgo-oninueenesebtFiacesirreaeutsttsraspeIntlrnrmii,rsgmeiaC a gnn a hAetLvmSeCeenealAegggieiiodu y unA csctme&eF rMnviR&peoernaioue e eRen rrnopaD tGnetdBr enieo gsFilsAoet einniieTtbmietennnl dssttaFieesi e d evmCeRtn&Acsnereiheheggin araSsnnneaylgnu inortLscabgltiteolsaercgabsrytiiilpoitntyio/nPsublic Officials $ 1115 111123467890578 ,,,,,,,,,,,,,,, 000000011122345567789000000000122455555579000000000000012355789 $ 1 12246783 ,,,,,,,, 11112345811355589 3600123578900000589 3800455567800000378 -- $ 1 126773 ,,,,,, 111123333445889 3000001335578889 27000013455567789 ---- $ 24 ,, 112715 (( 601250469 ( 000180101355805 ------))) Total General & Administrative $ 149,691 $ 50,027 $ 42,267 $ 7,759 Bannon Lakes 2 Community Development District General Fund Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending December 31, 2024 Adopted Budget PTrhorrua t1e2d/ B3u1d/g2e4t ThruA 1c2tu/a3l1/24 Variance Bannon Lakes Operations & Maintenance Amenity Center Expenditures Insurance $ 30,609 $ 30,609 $ 28,388 $ 2,221 Utilities PEGRWahleeasfocutnetsrreei/c/IIrnrtiegrantieotn/Cable 12 4855 ,,,, 002270003600056 1236 ,,,, 0127 5556800047 25 ,, 2578 0115 4459 - 11 ,, 3735 5352306868 Security SAeccceusrsi tCya Mrdosnitoring 1 , 060000 260500 2 , 2 1 3 - ( 1 , 265103) Management Contracts SFPRAOH ipJJFFFFPPeeSfotaafsneCiaaapooliennticcccceooaA dleCiiiiiislldialllPtta rsoiiiooSCM ly/ttts Mn rrCuyyyEh Ba&iiD tepgaaAMMverMi nemnllpoeMmt aatIcStlntle teoieniaiLu tnce/nrrnisaiapns tac dRAagelepttsaeneidnenlonmpcinmasneetaenaesissinncnrecste/Supplies 11112357 11457824555599 ,,,,,,,,,,,,,, 000000014455678000000012344579000000000045679 11 112333446839 ,,,,,,,,,,,, 134011145777779267000113355567055000003455799 1 33445679 ,,,,,,,, 122234457779 4112233346788 7004457888899 -- 2236 ,,,, 11334471157 12223460238 ( 00002335670027 -) Subtotal Amenity Center Expenditures $ 369,792 $ 118,720 $ 96,790 $ 21,930 Grounds Maintenance ISSSLLLCPGRHMrtttaaarueayrrroioknnsicpdmeergculeddeemiraeapt nossttMialt llcc mlldCiRiilaaaoaogg sRle ppgnineWhh nMpeyeeea ttRts a sa onaQReCMeeituiunreeroupnassvaprpnaatienenatliiirncitntrseeyasgn/neaMcnneictcyiegation $ 1 111123448 4559002555897,,,,,,,,,,,,,000000000068000000000001440000000000020 $ 14 11223347806 ,,,,,,,,,,, 00022457779 00000555566 00000000003 -- $ 4 222381 ,,,,,, 0335677 - 0134699 0245668 ----- $ 11122578 ,,,,,,,, 2401222356 63600055559 44900000258 -- Subtotal Grounds Maintenance $ 415,492 $ 91,623 $ 61,451 $ 30,172 Total Operations & Maintenance $ 785,284 $ 210,343 $ 158,241 $ 52,102 Total Expenditures $ 934,975 $ 260,369 $ 200,508 $ 59,861 Excess (Deficiency) of Revenues over Expenditures $ 0 $ 113,219 Net Change in Fund Balance $ 0 $ 113,219 $ - Fund Balance - Beginning $ - $ 300,094 Fund Balance - Ending $ 0 $ 413,313 3 Bannon Lakes Community Development District Oct Nov Dec Jan Feb March April May June July Aug Sept Total Revenues: Special Assessments ISFMnapitcseeicclreiietalysllat RAnesesvoeeusnssmueents -- TDairxe Rctoll $ 5 - 6 4 --- $ 35 89 ,, 433 512 268 -- $ 1 37 85 ,, 793 6152 9676 - $ - ---- $ - ---- $ - ---- $ - ---- $ - ---- $ - ---- $ - ---- $ - ---- $ - ---- $ 2 37 156 ,,, 096 6375 9342 - Total Revenues $ 564 $ 98,096 $ 215,067 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 313,728 Expenditures: General & Administrative: Supervisor Fees 600 $ 800 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 1,400 $ PR-FICA 46 61 - - - - - - - - - - 107 Engineering 355 - - - - - - - - - - - 355 Attorney - - - - - - - - - - - - - Annual Audit - - - - - - - - - - - - - Assessment Administration 7,950 - - - - - - - - - - - 7,950 Arbitrage Rebate - - - - - - - - - - - - - Dissemination Agent 796 796 796 - - - - - - - - - 2,388 Trustee Fees 6,100 - - - - - - - - - - - 6,100 Management Fees 4,601 4,601 4,601 - - - - - - - - - 13,803 Information Technology 169 169 169 - - - - - - - - - 506 Website Maintenance 112 112 112 - - - - - - - - - 337 Telephone 27 10 - - - - - - - - - - 37 Postage & Delivery 37 227 17 - - - - - - - - - 280 Meeting Room Rental 594 - 300 - - - - - - - - - 894 Insurance General Liability/Public Officials 7,439 - - - - - - - - - - - 7,439 Printing & Binding 79 35 71 - - - - - - - - - 185 Legal Advertising 70 241 - - - - - - - - - - 311 Other Current Charges - - - - - - - - - - - - - Office Supplies 0 1 1 - - - - - - - - - 2 Dues, Licenses & Subscriptions 175 - - - - - - - - - - - 175 Total General & Administrative 29,149 $ 7,052 $ 6,067 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 42,267 $ Operations & Maintenance Amenity Center Expenditures Insurance 28,388 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 28,388 $ Utilities Phone/Internet/Cable 228 395 233 - - - - - - - - - 855 Electric 1,953 1,702 1,859 - - - - - - - - - 5,514 Water/Irrigation 668 815 731 - - - - - - - - - 2,214 Gas - - - - - - - - - - - - - Refuse 237 237 235 - - - - - - - - - 709 Security Security Monitoring - 1,655 558 - - - - - - - - - 2,213 Access Cards - - - - - - - - - - - - - Management Contracts Facility Management 6,591 6,591 6,591 - - - - - - - - - 19,774 Facility Attendant - - - - - - - - - - - - - Field Mgmt / Admin 2,146 2,146 2,146 - - - - - - - - - 6,437 Pool Maintenance 1,180 1,180 1,180 - - - - - - - - - 3,539 Month to Month 4 Bannon Lakes Community Development District Oct Nov Dec Jan Feb March April May June July Aug Sept Total Month to Month Continued Amenity Center Expenditures SFPRAOH ipJJFPeSefotaafsneCapolinnticcceoAa deCiiiislialPtta rosiooSClyt/s n rrCuyE h B&iiD tepaaMverM enllpoeMm aIcStlnl eoiaiiLutncerrisiapns tcaRelepttsenienlopinasneeanasssincrecse/Supplies 123 ,,, 124468 7346048 5044004 ---- 11223 ,,,,, 12249999 26612246 01905689 --- 11 ,, 123446 489122469 678000059 -- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- 34457 ,,,,, 122234779 4112234688 7004588889 - Subtotal Amenity Center Expenditures $ 50,227 $ 28,547 $ 18,016 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 96,790 Grounds Maintenance Hydrology Quality/Mitigation - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ Landscape Maintenance 13,503 13,503 14,058 - - - - - - - - - 41,065 Landscape Contingency 600 - - - - - - - - - - - 600 Lake Maintenance 788 788 820 - - - - - - - - - 2,396 Grounds Maintenance 1,633 909 - - - - - - - - - - 2,542 Pump Repairs - - - - - - - - - - - - - Streetlights 911 911 911 - - - - - - - - - 2,734 Streetlight Repairs - - - - - - - - - - - - - Irrigation Repairs 2,016 1,300 - - - - - - - - - - 3,316 Miscellaneous - - - - - - - - - - - - - Reclaim Water 2,715 3,031 3,053 - - - - - - - - - 8,798 Storm Cleanup - - - - - - - - - - - - - Capital Reserve - - - - - - - - - - - - - Subtotal Grounds Maintenance 22,167 $ 20,442 $ 18,842 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 61,451 $ Total Operations & Maintenance 72,393 $ 48,989 $ 36,859 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 158,241 $ Total Expenditures 101,542 $ 56,041 $ 42,925 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 200,508 $ Excess (Deficiency) of Revenues over Expenditures (100,979) $ 42,056 $ 172,142 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 113,219 $ Total Other Financing Sources/Uses - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - $ Net Change in Fund Balance (100,979) $ 42,056 $ 172,142 $ - $ - $ - $ - $ - $ - $ - $ - $ - $ 113,219 $ 5 Bannon Lakes Community Development District Debt Service Fund Series 2016 Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending December 31, 2024 Adopted Budget PTrhorrua t1e2d/ B3u1d/g2e4t ThruA 1c2tu/a3l1/24 Variance Revenues: ISnpteecrieaslt AInssceosmsmeents - Tax Roll $ 7 3401,,000000 $ 2 74,,452090 $ 2 94,,441219 $ 1 , 9 1 - Total Revenues $ 771,000 $ 231,929 $ 233,839 $ 1,911 Expenditures: IIPnnrttieenrrceeipsstta --l 15- /110/101/101 $ 222255049,,,011027055 $ 22 25 09 ,, 01 02 05 - $ 22 25 09 ,, 01 02 05 - $ --- Total Expenditures $ 733,300 $ 479,125 $ 479,125 $ - Excess (Deficiency) of Revenues over Expenditures $ 37,700 $ (247,196) $ (245,286) $ 1,911 Other Financing Sources/(Uses): Transfer In/(Out) $ - $ - $ - $ - Total Other Financing Sources/(Uses) $ - $ - $ - $ - Net Change in Fund Balance $ 37,700 $ (247,196) $ (245,286) $ 1,911 Fund Balance - Beginning $ 611,646 $ 990,501 Fund Balance - Ending $ 649,346 $ 745,215 6 Bannon Lakes Community Development District Debt Service Fund Series 2021 Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending December 31, 2024 Adopted Budget PTrhorrua t1e2d/ B3u1d/g2e4t ThruA 1c2tu/a3l1/24 Variance Revenues: ISnpteecrieaslt AInssceosmsmeents - Tax Roll $ 4 1153,,010000 $ 1 2 36,,175510 $ 1 2 36,,185913 $ 1 4 3 - Total Revenues $ 428,100 $ 129,901 $ 130,045 $ 143 Expenditures: IIPnnrttieenrrceeipsstta --l 15- /150//01011 $ 111226066,,,022033088 $ 1 2 6 , 2 3 8 -- $ 1 2 6 , 2 - 3 8 - $ --- Total Expenditures $ 412,475 $ 126,238 $ 126,238 $ - Excess (Deficiency) of Revenues over Expenditures $ 15,625 $ 3,664 $ 3,807 $ 143 Other Financing Sources/(Uses): Transfer In/(Out) $ - $ - $ - $ - Total Other Financing Sources/(Uses) $ - $ - $ - $ - Net Change in Fund Balance $ 15,625 $ 3,664 $ 3,807 $ 143 Fund Balance - Beginning $ 176,642 $ 388,506 Fund Balance - Ending $ 192,267 $ 392,313 7 Bannon Lakes Community Development District Debt Service Fund Series 2022 Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending December 31, 2024 Adopted Budget PTrhorrua t1e2d/ B3u1d/g2e4t ThruA 1c2tu/a3l1/24 Variance Revenues: ISSSnpppteeeecccriiieaaaslllt AAAInssssssceeeosssmsssmmmeeeennntttsss --- PTDraierxpe Ractyo mll ents $ 2238 747,,,034045037 - $ 1 74 103,,,067175190 - 1 74 403,,,067127199 - 2,9 --79 - Total Revenues $ 528,800 $ 215,440 $ 218,420 $ 2,979 Expenditures: IIPnnrttieenrrceeipsstta --l 15- /150//01011 $ 111777115,,,044077055 $ 171,475 -- $ 171,475 -- $ --- Total Expenditures $ 517,950 $ 171,475 $ 171,475 $ - Excess (Deficiency) of Revenues over Expenditures $ 10,850 $ 43,965 $ 46,945 $ 2,979 Other Financing Sources/(Uses): Transfer In/(Out) $ - $ - $ - $ - Total Other Financing Sources/(Uses) $ - $ - $ - $ - Net Change in Fund Balance $ 10,850 $ 43,965 $ 46,945 $ 2,979 Fund Balance - Beginning $ 209,699 $ 471,871 Fund Balance - Ending $ 220,549 $ 518,816 8 Bannon Lakes Community Development District Capital Projects Fund Series 2021 and Series 2022 Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending December 31, 2024 S2e0r2ie1s S2e0r2ie2s Revenues Interest Income $ 376 $ 10,734 Total Revenues $ 376 $ 10,734 Expenditures: Capital Outlay $ - $ - Total Expenditures $ - $ - Excess (Deficiency) of Revenues over Expenditures $ 376 $ 10,734 Other Financing Sources/(Uses) Transfer In/(Out) $ - $ - Total Other Financing Sources (Uses) $ - $ - Net Change in Fund Balance $ 376 $ 10,734 Fund Balance - Beginning $ 33,204 $ 861,635 Fund Balance - Ending $ 33,579 $ 872,370 9 Bannon Lakes Community Development District Capital Reserve Fund Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending December 31, 2024 Adopted Budget PTrhorrua t1e2d/ B3u1d/g2e4t ThruA 1c2tu/a3l1/24 Variance Revenues ICnatperiteaslt Reserve Transfer In $ 4 25,,050000 $ 625 - $ 568 - $ (5 7 -) Total Revenues $ 47,500 $ 625 $ 568 $ (57) Expenditures: CROaethppeaitria rSls e Oarunvdtilc aeMy Cahinatregneasnce $ 40, 040200 - $ 10, 010005 - $ - 39 - $ 10,0 60 - Total Expenditures $ 40,420 $ 10,105 $ 39 $ 10,066 Excess (Deficiency) of Revenues over Expenditures $ 7,080 $ 529 Other Financing Sources/(Uses) Transfer In/(Out) $ - $ - $ - $ - Total Other Financing Sources (Uses) $ - $ - $ - $ - Net Change in Fund Balance $ 7,080 $ 529 Fund Balance - Beginning $ 72,480 $ 59,991 Fund Balance - Ending $ 79,560 $ 60,520 10 Bannon Lakes Community Development District Long Term Debt Report IRRRMneeeatssseteeeurrrrervvviseeetty RFFF Dauuuatnnnetddde: :BRDaeelqfaiunniicrteeiomnent 50% of Maximum Annual D14$e1.5 33b/%7t71 S00/ -e,2,555r0v.000i400c%8e LLLLLLLLLLLLLLLBeeeeeeeeeeeeeeeosssssssssssssssnsssssssssssssssd::::::::::::::: s NNNNNNNNNMMMMMM Ooooooooooaaaaaauvvvvvvvvvyyyyyyteeeeeeeee s111111mmmmmmmmmt,,,,,,a bbbbbbbbb222222neeeeeeeee000000drrrrrrrrr112222i 111111111n012369,,,,,,,,,g ((((222222222 -PPPP000000000 1rrrr112222222eeee/001123499pppp3 aaaa1(((yyyyPPP/mmmmrrr1eee6eeeepppnnnnaaattttyyy))))mmmeeennnttt))) $1((((((((1$$$$$$$$(((((,111112228$$$$$(01222334455999$000000000555555,,,,,,,,,,,,,,,000000000000000000000000000000$0000000000000000)))))))))))))) Current Bonds Outstanding $10,190,000 IRRRMneeeatssseteeeurrrrervvviseeetty RFFF Dauuuatnnnetddde: :BRDaeelqfaiunniicrteeiomnent 50% of Maximum Annual D2$5e.5 22b/%0t01 S67/ -e,1,451r9v.550i500c%1e LLLLBeeeeossssnssssd:::: s NMMM Ooaaauvyyyte s111mt,,,a b222ne000dr222i 1n234,g 2 -0 12/32 0(P/r2e1payment) $(((7$$$,1114(1555$05555,,,,,000000000000000)))) Current Bonds Outstanding $6,950,000 IRRRMneeeatssseteeeurrrrervvviseeetty RFFF Dauuuatnnnetddde: :BRDaeelqfaiunniicrteeiomnent 50% of Maximum Annu2al. 8D7$5e5 22b/%6t61 S00/ -e,1,499r9v.000i500c%1e LLBeeossnssd:: s MM Oaauyyt s11t,,a 22n00d22in44g ( -P 2re/p2a5y/m22ent) $(9$(,11$367005,,,000000000)) Current Bonds Outstanding $8,905,000 Total Bonds Outstanding $26,045,000 Series 2016 Special Assessment Bonds Series 2021 Special Assessment Bonds Series 2022 Special Assessment Bonds 11 B. SERIES 2016 SERIES 2021 SERIES 2022 DEBT DEBT DEBT SERVICE SERVICE SERVICE O&M TOTAL ASSESSED TO # Units ASMNT ASMNT ASMNT ASMNT ASMTS PULTE HOME COMPANY LLC 163 - - 287,342.92 153,304.15 440,647.07 SUBTOTAL ADMIN O&M 163 - - 287,342.92 153,304.15 440,647.07 TAX ROLL ASSESSED 823 740,176.13 416,052.05 230,925.67 775,151.77 2,162,305.62 TOTAL ASSESSED 986 740,176.13 416,052.05 518,268.59 928,455.92 2,602,952.69 SERIES 2016 SERIES 2021 SERIES 2022 DUE / RECEIVED DEBT DEBT DEBT BALANCE DUE SERVICE SERVICE SERVICE O&M TOTAL RECEIVED RECEIVED RECEIVED RECEIVED RECEIVED PULTE HOME COMPANY LLC 220,323.53 - - 143,671.46 76,652.08 220,323.54 SUBTOTAL ADMIN O&M 220,323.53 - - 143,671.46 76,652.08 220,323.54 TAX ROLL RECEIPTS 188,586.51 675,621.33 379,765.86 210,785.38 707,546.53 1,973,719.11 TOTAL RECEIPTS / DUE 408,910.04 675,621.33 379,765.86 354,456.84 784,198.61 2,194,042.65 DIRECT INVOICES DUE IN INSTALLMENTS OF 25% DUE 10/15/23, 1/1/24, 4/1/24, 7/1/24 TAX ROLL RECEIPTS SERIES 2016 SERIES 2021 SERIES 2022 DEBT SERVICE DEBT SERVICE DEBT SERVICE O&M TOTAL ST JOHNS COUNTY DISTRIBUTION DATE RECEIVED RECEIVED RECEIVED RECEIVED RECEIVED 1 11/05/24 4,365.02 2,453.57 1,361.83 4,571.27 12,751.69 2 11/15/24 17,496.01 9,834.48 5,458.54 18,322.75 51,111.78 3 11/19/24 34,780.69 19,550.18 10,851.14 36,424.19 101,606.20 4 12/06/24 53,834.14 30,260.10 16,795.58 56,377.98 157,267.80 5 12/18/24 113,952.98 64,052.82 35,551.90 119,337.62 332,895.32 6 01/09/25 451,192.48 253,614.71 140,766.39 472,512.74 1,318,086.32 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TOTAL TAX ROLL RECEIPTS 675,621.33 379,765.86 210,785.38 707,546.53 1,973,719.11 PERCENT COLLECTED DIRECT 0.00% 0.00% 50.00% 50.00% 50.00% PERCENT COLLECTED TAX ROLL 91.28% 91.28% 91.28% 91.28% 91.28% PERCENT COLLECTED 91.28% 91.28% 68.39% 84.46% 84.29% Bannon Lakes Community Development District FY25 Assessment Receipts 12 C. Date Check Numbers Amount Gene11r12al// F11u//22n44d -- 1112//3301//2244 11562918--11662401 $34931,,503519..7686 Amount Total General Fund Checks $434,591.44 Autopayments111111111111111112222211//////////1111222223//690556789999////////////222222222222444444444444 ISSFFRRAAAWWRttPPeeTTT eeJJSppLLoo&&&ll uullFhhssTTTbbInn FFCllssiiaaAcc CCrr SSPggooeeooauurry CCnnvvmrrttiiccyyeeeeedd nUUssiittttt iiCClliiaattrryydd DDeepptt 122233$,,,,,,667788 122222014678233333234559244576............066799134777002236088885 Total Paid Electronically $18,793.10 Total Paid Checks and Electronically $453,384.54 * Fedex Invoices will be available upon request Bannon Lakes Community Development District Check Run Summary 13 AP300R YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER RUN 1/15/25 PAG E *** CHECK DATES 11/01/2024 - 12/31/2024 *** BANNON LAKES - GENERAL FUND BANK A BANNON LAKES-GENERAL CHECK VEND# .....INVOICE..... ...EXPENSED TO... VENDOR NAME STATUS AMOUNT ....CHECK.... . DATE DATE INVOICE YRMO DPT ACCT# SUB SUBCLASS AMOUNT # 11/05/24 00090 11/01/24 JAK11240 202411 320-57200-45300 * 1,439.87 NOV JANITORIAL SERVICES JANI-KING OF JACKSONVILLE 1,439.87 001598 11/05/24 00017 11/01/24 225410B 202411 330-53800-46800 * 788.00 NOV LAKE MAINTENANCE LAKE DOCTORS, INC. 788.00 001599 11/05/24 00013 10/28/24 15678 202410 330-57200-46210 * 600.00 PRESERVE TREE DROP LANDCARE GROUP INC 600.00 001600 11/05/24 00013 11/01/24 15690 202411 330-53800-46200 * 13,503.30 NOV LANDSCAPE MAINTENANCE LANDCARE GROUP INC 13,503.30 001601 11/05/24 00055 11/01/24 11111162 202411 320-57200-60000 * 212.00 ANNUAL AED SERVICES LIFESAFE SERVICES LLC 212.00 001602 11/05/24 00019 10/28/24 13129562 202410 320-57200-45210 * 143.55 POOL CHEMICALS - ACID POOLSURE 143.55 001603 11/05/24 00026 11/01/24 11012024 202411 310-51300-42000 * 197.25 2024 POSTABE-TX COLLECTOR ST. JOHNS COUNTY TAX COLLECTOR 197.25 001604 11/13/24 00080 11/04/24 110424 202411 320-57200-60000 * 180.00 REPLACED GFCI OUTLET ALFRED W. GROVER D.B.A. 180.00 001605 11/13/24 00097 11/05/24 11244 202411 320-57200-45920 * 3,925.18 HOLIDAY LIGHTING ANYTHING UNDER THE SUN SERVICES,LLC 3,925.18 001606 11/13/24 00107 10/31/24 CC10188 202410 320-57200-60100 * 434.00 LEG PRESS REPAIRS COMMERCIAL FITNESS PRODUCTS INC 434.00 001607 11/13/24 00003 11/01/24 125 202411 310-51300-34000 * 4,601.08 NOV MANAGEMENT FEES 11/01/24 125 202411 310-51300-53000 * 112.33 NOV WEBSITE ADMIN 11/01/24 125 202411 310-51300-35100 * 168.50 NOV INFORMATION TECH BANL -BANNON LAKES- BPEREGRINO AP300R YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER RUN 1/15/25 PAGE *** CHECK DATES 11/01/2024 - 12/31/2024 ** * BANNON LAKES - GENERAL FUND BANK A BANNON LAKES-GENERAL CHECK VEND# .....INVOICE..... ...EXPENSED TO... VENDOR NAME STATUS AMOUNT ....CHECK.... . DATE DATE INVOICE YRMO DPT ACCT# SUB SUBCLASS AMOUNT # 11/01/24 125 202411 310-51300-31600 * 795.92 NOV DISSEMINATION SVCS 11/01/24 125 202411 310-51300-51000 * .51 OFFICE SUPPLIES 11/01/24 125 202411 310-51300-42000 * 29.93 POSTAGE 11/01/24 125 202411 310-51300-42500 * 34.65 COPIES 11/01/24 125 202411 310-51300-41000 * 9.74 TELEPHONE GOVERNMENTAL MANAGEMENT SRVCS LLC 5,752.66 001608 11/13/24 00032 11/01/24 13237 202411 320-57200-60000 * 30.00 FIRE EXTINGUISHER INSPECT 11/01/24 13237 202411 320-57200-60000 * 75.00 SERVICE CHARGE ST JOHNS FIRE EQUIPMENT INC 105.00 001609 11/19/24 00007 10/31/24 216493 202410 310-51300-31100 * 355.00 PROF SRVCS THUR 10/26/24 ENGLAND THIMS & MILLER INC 355.00 001610 11/19/24 00030 11/12/24 1171866 202411 320-57200-54500 * 160.00 NOV PEST CONTROL 11/12/24 1171866 202411 320-57200-54500 * 100.00 NOV RODENT CONTROL FREEDOM PEST CONTROL 260.00 001611 11/19/24 00078 11/07/24 3480205 202408 310-51300-31500 * 804.50 AUG GENERAL COUNSEL KUTAK ROCK LLP 804.50 001612 11/19/24 00014 10/31/24 236 202410 320-57200-49400 * 74.80 OCT SPECIAL EVT ASSISTANT RIVERSIDE MANAGEMENT SERVICES, INC 74.80 001613 11/19/24 00014 11/01/24 235 202411 320-57200-45200 * 1,179.75 NOV POOL MAINTENANCE SVCS 11/01/24 235 202411 320-57200-46001 * 2,145.50 NOV CONTRACT ADMIN. 11/01/24 235 202411 320-57200-34000 * 6,591.17 NOV FACILITY MANAGEMENT RIVERSIDE MANAGEMENT SERVICES, INC 9,916.42 001614 11/19/24 00120 10/25/24 435-1A 202410 320-57200-60000 * 575.00 REPAIR/INSTALL RAIL GATE SILVERMAN FENCE MANUFACTURING, INC 575.00 001615 BANL -BANNON LAKES- BPEREGRINO AP300R YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER RUN 1/15/25 PAGE *** CHECK DATES 11/01/2024 - 12/31/2024 *** BANNON LAKES - GENERAL FUND BANK A BANNON LAKES-GENERAL CHECK VEND# .....INVOICE..... ...EXPENSED TO... VENDOR NAME STATUS AMOUNT ....CHECK.... . DATE DATE INVOICE YRMO DPT ACCT# SUB SUBCLASS AMOUNT # 11/19/24 00062 10/30/24 0006152 202410 320-57200-60000 * 449.00 QUARTERLY HVAC MAINT THIGPEN HEATING AND COOLING INC. 449.00 001616 11/25/24 00044 12/12/24 1214024. 202411 320-57200-49400 * 1,250.00 CHRISTMAS EVENT 2024 BOUNCER, SLIDES, AND MORE INC. 1,250.00 001617 11/25/24 00092 10/30/24 00067454 202410 310-51300-48000 * 70.00 NOTICE OF MEETING - 11/ 6 GANNETT FLORIDA LOCALIQ 70.00 001618 11/25/24 00013 11/13/24 15736 202410 330-53800-46400 * 2,016.25 OCT IRRIGATION MAINT LANDCARE GROUP INC 2,016.25 001619 11/25/24 00050 11/19/24 BANNON L 202411 320-57200-49400 * 480.00 SANTA CLAUS 2024 PATRICK MULLEN 480.00 001620 12/05/24 00113 12/04/24 12042024 202412 300-20700-10400 * 71,835.73 PULTE 10/15 ASMENTS BANNON LAKES CDD C/O BANK OF NEW 71,835.73 001621 12/05/24 00121 11/07/24 11072024 202412 310-51300-46000 * 300.00 12/10/24CDD MTG RM RENTAL GOOD NEWS PRESBYTERIAN CHURCH INC. 300.00 001622 12/05/24 00003 12/01/24 126 202412 310-51300-34000 * 4,601.08 DEC MANAGEMENT FEES 12/01/24 126 202412 310-51300-53000 * 112.33 DEC WEBSITE ADMIN 12/01/24 126 202412 310-51300-35100 * 168.50 DEC INFORMATION TECH 12/01/24 126 202412 310-51300-31600 * 795.92 DEC DISSEMINATION SVCS 12/01/24 126 202412 310-51300-51000 * .72 OFFICE SUPPLIES 12/01/24 126 202412 310-51300-42000 * 16.56 POSTAGE 12/01/24 126 202412 310-51300-42500 * 71.40 COPIES GOVERNMENTAL MANAGEMENT SRVCS LLC 5,766.51 001623 12/05/24 00090 12/01/24 JAK12240 202412 320-57200-45300 * 1,439.87 DEC JANITORIAL SERVICES JANI-KING OF JACKSONVILLE 1,439.87 001624 BANL -BANNON LAKES- BPEREGRINO AP300R YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER RUN 1/15/25 PAGE *** CHECK DATES 11/01/2024 - 12/31/2024 *** BANNON LAKES - GENERAL FUND BANK A BANNON LAKES-GENERAL CHECK VEND# .....INVOICE..... ...EXPENSED TO... VENDOR NAME STATUS AMOUNT ....CHECK.... . DATE DATE INVOICE YRMO DPT ACCT# SUB SUBCLASS AMOUNT # 12/05/24 00017 12/02/24 232759B 202412 330-53800-46800 * 820.00 DEC LAKE MAINTENANCE LAKE DOCTORS, INC. 820.00 001625 12/10/24 00122 11/11/24 748368 202411 320-57200-34500 * 1,654.95 VIDEO MONITORING OCT-DEC HIDDEN EYES LLC DBA ENVERA SYSTEMS 1,654.95 001626 12/10/24 00078 12/06/24 3496109 202409 310-51300-31500 * 1,759.21 SEP GENERAL COUNSEL KUTAK ROCK LLP 1,759.21 001627 12/10/24 00014 11/25/24 1182 202410 330-53800-46100 * 1,633.00 GROUDNS MAINTENANCE 11/25/24 1182 202410 320-57200-45100 * 2,800.00 FACILITY MAINTENANCE 11/25/24 1182 202410 320-57200-60000 * 913.25 REPAIRS & MAINTENANCE RIVERSIDE MANAGEMENT SERVICES, INC 5,346.25 001628 12/16/24 00107 12/03/24 CC12063 202412 320-57200-60100 * 325.00 DUAL ADJ CABLE REPAIR COMMERCIAL FITNESS PRODUCTS INC 325.00 001629 12/16/24 00122 12/02/24 749285 202412 320-57200-34500 * 557.85 VIDEO MONITORING - JAN25 HIDDEN EYES LLC DBA ENVERA SYSTEMS 557.85 001630 12/16/24 00030 12/12/24 1175191 202412 320-57200-54500 * 160.00 DEC PEST CONTROL 12/12/24 1175191 202412 320-57200-54500 * 100.00 DEC RODENT CONTROL FREEDOM PEST CONTROL 260.00 001631 12/16/24 00013 12/12/24 15827 202411 330-53800-46400 * 1,300.00 NOV IRRIGATION MAINT/SVCS LANDCARE GROUP INC 1,300.00 001632 12/16/24 00013 12/01/24 15780 202412 330-53800-46200 * 14,058.30 DEC LANDSCAPE MAINTENANCE LANDCARE GROUP INC 14,058.30 001633 12/16/24 00014 11/30/24 238 202411 320-57200-49400 * 332.75 NOV SPECIAL EVT ASSISTANT RIVERSIDE MANAGEMENT SERVICES, INC 332.75 001634 BANL -BANNON LAKES- BPEREGRINO AP300R YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER RUN 1/15/25 PAGE *** CHECK DATES 11/01/2024 - 12/31/2024 ** * BANNON LAKES - GENERAL FUND BANK A BANNON LAKES-GENERAL CHECK VEND# .....INVOICE..... ...EXPENSED TO... VENDOR NAME STATUS AMOUNT ....CHECK.... . DATE DATE INVOICE YRMO DPT ACCT# SUB SUBCLASS AMOUNT # 12/16/24 00014 12/01/24 237 202412 320-57200-45200 * 1,179.75 DEC POOL MAINTENANCE SVCS 12/01/24 237 202412 320-57200-46001 * 2,145.50 DEC CONTRACT ADMIN 12/01/24 237 202412 320-57200-34000 * 6,591.17 DEC FACILITY MANAGEMENT RIVERSIDE MANAGEMENT SERVICES, INC 9,916.42 001635 12/20/24 00092 11/22/24 00068177 202411 310-51300-48000 * 174.72 NTC - ENGINEER RFQ 11/22/24 00068177 202411 310-51300-48000 * 65.92 NOTICE OF MEETING-12/10 GANNETT FLORIDA LOCALIQ 240.64 001636 12/23/24 00037 12/19/24 12192024 202412 300-20700-10200 * 157.68 7/29 SJC TAX DIST INT 3 12/19/24 12192024 202412 300-20700-10200 * 46.55 10/4 SJC TAX DIST INT 4 12/19/24 12192024 202412 300-20700-10200 * 8,159.36 10/30 SJC TAX DIST EX FEE BANNON LAKES CDD C/O BANK OF NEW 8,363.59 001637 12/23/24 00037 12/20/24 12202024 202412 300-20700-10200 * 4,365.02 11/5 SJC TAX DIST 1 12/20/24 12202024 202412 300-20700-10200 * 17,496.01 11/15 SJC TAX DIST 2 12/20/24 12202024 202412 300-20700-10200 * 34,780.69 11/19 SJC TAX DIST 3 12/20/24 12202024 202412 300-20700-10200 * 53,834.14 12/6 SJC TAX DIST 4 BANNON LAKES CDD C/O BANK OF NEW 110,475.86 001638 12/23/24 00076 12/19/24 12192024 202412 300-20700-10300 * 88.63 7/29 SJC TAX DIST INT 3 12/19/24 12192024 202412 300-20700-10300 * 26.16 10/4 SJC TAX DIST INT 4 12/19/24 12192024 202412 300-20700-10300 * 4,586.37 10/30 SJC TAX DIST EX FEE BANNON LAKES CDD C/O BANK OF NEW 4,701.16 001639 12/23/24 00076 12/20/24 12202024 202412 300-20700-10300 * 2,453.57 11/5 SJC TAX DIST 1 12/20/24 12202024 202412 300-20700-10300 * 9,834.48 11/15 SJC TAX DIST 2 12/20/24 12202024 202412 300-20700-10300 * 19,550.18 11/19 SJC TAX DIST 3 BANL -BANNON LAKES- BPEREGRINO AP300R YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER RUN 1/15/25 PAGE *** CHECK DATES 11/01/2024 - 12/31/2024 *** BANNON LAKES - GENERAL FUND BANK A BANNON LAKES-GENERAL CHECK VEND# .....INVOICE..... ...EXPENSED TO... VENDOR NAME STATUS AMOUNT ....CHECK.... . DATE DATE INVOICE YRMO DPT ACCT# SUB SUBCLASS AMOUNT # 12/20/24 12202024 202412 300-20700-10300 * 30,260.10 12/6 SJC TAX DIST 4 BANNON LAKES CDD C/O BANK OF NEW 62,098.33 001640 12/23/24 00113 12/20/24 12202024 202412 300-20700-10400 * 1,361.83 11/5 SJC TAX DIST 1 12/20/24 12202024 202412 300-20700-10400 * 5,458.54 11/15 SJC TAX DIST 2 12/20/24 12202024 202412 300-20700-10400 * 10,851.14 11/19 SJC TAX DIST 3 12/20/24 12202024 202412 300-20700-10400 * 71,835.73 11/26 PULTE 10/1 ASMNT BANNON LAKES CDD C/O BANK OF NEW 89,507.24 001641 TOTAL FOR BANK A 434,591.44 TOTAL FOR REGISTER 434,591.44 BANL -BANNON LAKES- BPEREGRINO